Bernik has nearly two decades of experience creating and implementing cyberrisk management programs at global banks. Before joining Promontory, Joe served in senior positions at several large financial institutions. As chief information security officer at both ABN AMRO and Fifth Third Bank, he led teams dedicated to protecting customer data, complying with data-related laws and regulations, and helping maintain the firms’ disaster-recovery and business-continuity plans. Joe also has broad experience conducting assessments of operational risk at large banks and helping global firms comply with cross-border regulations. He is fluent in Spanish.